Casinos That Accept Credit Card Deposits: Regional Rules

Introduction

For those looking to dive into the world of online gambling, knowing which casinos accept credit card deposits is crucial. While many players prefer the convenience and security of using their credit cards to fund their accounts, it’s important to be aware of the regional rules and regulations that govern these transactions. In this article, we’ll explore the core concept of credit card deposits at online casinos, how they work, the pros and cons, practical tips, and examples of use cases. We’ll also touch on payment/costs, safety considerations, and conclude with some frequently asked questions. Let’s dive in!

Core Concept

Credit card deposits are a popular method for funding online casino accounts. This payment option allows players to transfer funds from their credit card to their casino account quickly and conveniently, enabling them to start playing their favorite games without delay. Many online casinos accept credit card deposits, making it a convenient choice for players around the world.

How It Works or Steps

1. Select the credit card deposit option on the casino’s payment page.
2. Enter your credit card information, including the card number, expiration date, and CVV code.

3. Choose the amount you wish to deposit and confirm the transaction.

4. The funds will be instantly credited to your casino account, allowing you to start playing immediately.

5. Keep in mind that some casinos may require additional verification steps for credit card deposits.

Overall, the process of making a credit card deposit at an online casino is simple and user-friendly, making it a popular choice among players.

Pros

1. Instant deposits ensure that players can start playing their favorite games right away.
2. Widely accepted by many online casinos, providing a convenient payment option for players.

3. Offers an added layer of security, as credit card transactions are often protected by fraud prevention measures.

4. Can earn reward points or cashback on credit card deposits, depending on the card and casino.

5. Allows players to easily track their spending by reviewing their credit card statements.

Cons

1. Some credit card issuers may charge cash advance fees for casino deposits.
2. Not all banks or credit card companies allow transactions to online casinos, leading to declined payments.

3. Players may be tempted to overspend if using a credit card as a payment method.

4. Potential for identity theft or fraud if credit card information is compromised.

5. Withdrawals to credit cards may take longer to process compared to other payment methods.

Tips

1. Check with your credit card issuer to ensure online casino transactions are allowed.
2. Monitor your credit card statements regularly to track your spending at online casinos.

3. Look for online casinos that offer rewards or cashback for credit card deposits.

4. Set a budget for your online gambling activities to avoid overspending.

5. Consider using a dedicated credit card for online casino transactions to track your gambling expenses separately.

6. If experiencing issues with credit card deposits, consider alternative payment methods such as e-wallets or prepaid cards.

Examples or Use Cases

Many players around the world rely on credit card deposits to fund their online casino accounts. Whether you’re a casual player looking to enjoy some entertainment or a high roller seeking the thrill of big wins, credit card deposits offer a convenient and secure way to play your favorite games. From slot machines to table games, players can easily top up their accounts with a few simple clicks, allowing them to focus on the excitement of the game.

Payment/Costs (if relevant)

When using a credit card to make a deposit at an online casino, players should be aware of any potential fees or charges that may apply. Some credit card issuers may treat casino deposits as cash advances, resulting in additional fees or higher interest casino with credit card rates. It’s essential to review the terms and conditions of your credit card agreement to understand any potential costs associated with using your card for online gambling transactions.

Safety/Risks or Best Practices

While credit card deposits offer convenience and speed, it’s essential for players to prioritize their safety and security when making online transactions. To minimize risks, players should only use reputable online casinos that employ advanced encryption technology to protect sensitive financial information. Additionally, players should regularly monitor their credit card statements for any unauthorized charges or suspicious activity. If you ever suspect fraudulent activity on your credit card, contact your issuer immediately to report the issue and protect your account.

Conclusion

Credit card deposits are a popular choice for online casino players around the world, offering instant transactions and secure payment options. By understanding the pros and cons of using credit cards for online gambling, players can make informed decisions to enhance their gaming experience. Remember to follow best practices for safety and security while enjoying the convenience of credit card deposits at your favorite online casinos.

FAQs

Q1: Can I use any credit card to deposit at online casinos?

A1: While many online casinos accept a wide range of credit cards, some issuers may restrict transactions to gambling sites. Check with your credit card issuer to ensure online casino deposits are allowed.

Q2: Are there any fees associated with using a credit card for online casino deposits?

A2: Some credit card issuers may treat casino deposits as cash advances, resulting in additional fees or higher interest rates. Review your credit card agreement for any potential costs.

Q3: How quickly will my credit card deposit appear in my online casino account?

A3: Credit card deposits are typically processed instantly, allowing players to start playing their favorite games right away.

Q4: Can I withdraw my winnings to my credit card?

A4: While some online casinos allow withdrawals to credit cards, the processing time may be longer compared to other payment methods.

Q5: What should I do if I suspect fraudulent activity on my credit card?

A5: If you notice unauthorized charges or suspicious activity on your credit card, contact your issuer immediately to report the issue and protect your account.

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Northern Ambassadors For Renewed Hope Endorse Tinubu For 2027, Name Matawalle As Grand Patron

The Northern Ambassadors for Renewed Hope, a powerful coalition representing the collective aspirations of the 19 northern states, has endorsed President Bola Ahmed Tinubu for the 2027 presidential election.

With a membership exceeding one million, the group announced its resolute support during a landmark press conference in Abuja, signalling robust regional backing for Tinubu’s transformative leadership and his Renewed Hope Agenda.

Adding further weight to the declaration, the coalition appointed Bello Matawalle, the Minister of State for Defence, as its Grand Patron, recognising his instrumental role in advancing security and youth welfare in the North.
The coalition praised President Tinubu’s commitment to Nigeria’s progress, particularly his focus on economic revitalisation, infrastructural development, and national unity.

“President Tinubu has shown remarkable vision in steering Nigeria toward prosperity,” said Comrade Usman Musa, National Coordinator of the Northern Ambassadors for Renewed Hope.

“His policies are not only bold but inclusive, ensuring that every region, especially the North, feels the impact of his governance.

“From agricultural transformation to job creation for our youth, Tinubu’s Renewed Hope Agenda is laying a solid foundation for a stronger Nigeria.”Musa emphasized the tangible benefits of Tinubu’s reforms in the northern region, citing investments in farming, rural infrastructure, and education as game-changers.

“The North is witnessing unprecedented attention to its needs. Farmers are receiving support to boost productivity, schools are being revitalized, and our roads are improving. These are not mere promises but realities we can see and feel,” he stated.

He further lauded Tinubu’s ability to foster unity across Nigeria’s diverse regions, describing him as a leader with the foresight to bridge divides and build a cohesive nation.

“Tinubu’s leadership transcends tribal and regional lines. He governs with fairness, ensuring that every Nigerian has a stake in the nation’s progress,” Musa added.

The group expressed unshakable confidence in Tinubu’s ability to lead Nigeria into a prosperous future. “We believe in President Tinubu’s vision for a Nigeria that works for all.

“His economic reforms are stabilising our currency, attracting investments, and creating opportunities for our people. We are proud to stand with him and pledge our full support for his re-election in 2027,” Musa declared.

He called on northerners and Nigerians at large to rally behind Tinubu, emphasising that his leadership offers the best path to sustainable development and global competitiveness.

On Matawalle, the group added: “He is a leader who understands the pulse of the North. His reforms in the defence sector, from improving troop welfare to equipping our forces with modern tools, have significantly weakened the grip of bandits and insurgents.

“We are safer today because of his dedication.”

Musa further praised Matawalle’s hands-on approach to governance, noting his regular engagements with northern communities to address their concerns.

“Matawalle is not a distant leader. He listens to the people, works with traditional and religious leaders, and ensures that our youth are not left behind. His programs for skills acquisition and entrepreneurship are giving hope to thousands of young northerners,” he stated.

The coalition highlighted Matawalle’s role in fostering collaboration between security agencies and local communities, which has led to a marked decline in violent incidents across the region.

“By naming Matawalle our Grand Patron, we honour his tireless efforts and signal our trust in his ability to continue delivering for the North and Nigeria,” Musa added.

The Northern Ambassadors for Renewed Hope underscored the powerful synergy between Tinubu and Matawalle as a driving force for national progress.

“President Tinubu and Minister Matawalle are a formidable team. Their combined efforts in governance and security are setting Nigeria on a path to greatness,” Musa affirmed.

He highlighted Tinubu’s trust in capable leaders like Matawalle as evidence of his commitment to building a competent and result-oriented administration.

“Tinubu’s choice of leaders like Matawalle shows he values excellence and delivery. Together, they are addressing our challenges with precision and passion,” he said.

Musa called on Nigerians to unite behind Tinubu’s vision, emphasising the importance of collective action in achieving national goals.

Parliamentary Watch Initiative Lauds Senators Asuquo Ekpenyong, Sani Musa as Outstanding Legislators on Constituency Projects

The Parliamentary Watch Initiative (PWI), a non-partisan civil society organization dedicated to promoting legislative excellence and accountability in Nigeria, has commended three standout senators for their exemplary delivery on constituency projects and national reforms during the 10th National Assembly.

The PWI hailed Senators Asuquo Ekpenyong (Cross River South), Sani Musa (Niger East), and Ipalibo Banigo (Rivers West) as “trailblazers and seasoned leaders who embody the Renewed Hope agenda through tangible impacts on their constituents and the broader federation.”

In a statement signed by Comrade Tanko Yerima, Executive Director of PWI, the group praised Senator Asuquo Ekpenyong, Chairman of the Senate Committee on the Niger Delta Development Commission (NDDC), as a beacon of grassroots innovation since his inauguration in June 2023.

According to Yerima, his portfolio boasts the installation of 6,870 solar-powered streetlights across 156 locations, enhancing nighttime safety in rural and urban communities; the construction of 11 new roads totaling 16 kilometers and the rehabilitation of eight key thoroughfares in Calabar, including Mayne Avenue, Inyang Street, Goldie Street, Ephraim Street, Hewett Street, Queen Duke Street, Edim Otop Street, and Hall 2 Road at the University of Calabar.

“Ekpenyong’s water security initiatives include seven solar-powered boreholes—one in each of the seven local government areas—while ongoing projects like the Odukpani Police Station construction promise bolstered security,” Yerima said.

“Health and education remain cornerstones, with three medical outreaches benefiting 4,422 residents, scholarships and instructional materials for 1,700 students, 31 foreign scholarships, and the establishment of two NITDA Digital Economy Centers at Government Secondary Schools in Idang and Ehom.

“Beyond infrastructure, Ekpenyong’s legislative acumen shone during Wednesday’s Senate plenary, where he sponsored the Factoring Regulation Bill, 2024 (SB.474), which passed second reading.

“The bill targets delayed payments crippling over 40 million MSMEs—Nigeria’s job-creation engine—by unlocking over $1 billion annually in financing.”

In Niger East, the group added that Senator Sani Musa—affectionately dubbed “313” for his unyielding loyalty—has redefined governance as Chairman of the Senate Finance Committee, overseeing fiscal discipline, appropriations, and national planning with patriotic precision.

Yerima added: “His constituents’ moniker reflects a transformative legacy: from renovating classrooms and building a principal’s office at Government Technical College, Minna, to establishing an ICT Centre in Ija Gwari, Tafa LGA, empowering rural youth in the digital economy.

“Musa’s scholarships span primary to tertiary levels, including international undergraduate programs in China and India for top talents. Recent empowerment drives distributed cash grants of ₦50,000 to 2,868 residents across six local governments, alongside items like tricycles, motorcycles, grinding machines, deep freezers, generators, and sewing machines to over 500 women and youths.

“Infrastructure feats include solar streetlights, motorized boreholes, market stalls, road constructions, and state-of-the-art mini-stadiums in Minna and Kuta (Shiroro LGA), fostering sports and community cohesion. ”

PWI noted his recent launch of fully paid scholarships for 100 students to study medicine in India, addressing healthcare shortages in Zone B.

Rounding out the trio, Senator Ipalibo Banigo, Chairman of the Senate Committee on Health (Secondary & Tertiary), has been recognised for her outstanding contributions to public health resilience and constituency outreach.

A medical doctor and advocate for the Renewed Hope agenda, the group said Banigo has championed girl-child education and maternal health, launching several initiatives to reduce out-of-pocket expenses.

“In an era demanding results over rhetoric, Senators Ekpenyong, Musa, and Banigo exemplify legislative service that bridges constituency needs with national progress,” stated Comrade Yerima.

“Their projects—spanning infrastructure, education, health, and economic empowerment—have illuminated communities, empowered futures, and fortified Nigeria’s health architecture. “

TINUBU’S RENEWED HOPE AND CIVIL AVIATION TRANSFORMATIONAL FOOTPRINTS By Michael Ado

TINUBU’S RENEWED HOPE AND CIVIL AVIATION TRANSFORMATIONAL FOOTPRINTS

By Michael Ado

To still state that President Tinubu’s reform programs are working in all sectors is overemphasizing realities.
To add that they are positively impacting the everyday life of the citizens and residents of the country is an understatement.

Truth is, however, that there is need for sectoral analysis for a point-by-point understanding of the impact of the Renewed Hope initiatives. Through that, citizens and even the international community can better appreciate what is happening in Nigeria, and the point-men who are making those things happen.
The Nigerian civil aviation corridor has suffered years of neglect, leading to a comatose state.

The long-standing infrastructural decay and systemic neglect, occasioned by endemic and widespread corruption and abuse, rendered the civil aviation compliant to numerous sectoral dysfunctions.
Some of the identified challenges, which otherwise negatively impacted the growth of the sector, limiting safety and its overall efficiency, prompting calls for reforms and increased investment, include aging airport infrastructure and inadequate facilities, safety issues like bird strikes, runway skids, and ageing aircraft fleets, coupled with high operational costs, foreign exchange scarcity, and blocked funds for foreign airlines.

There were also challenges of inconsistent regulatory policies and lack of effective oversight, with acute manpower shortage and grossly inadequate trained professionals, caused by several years of neglect and airlines failing to invest in training programs.
Militating against the sector also was the challenge of inconsistent and unreliable foreign exchange, which was equally scarce and inaccessible to foreign airlines, resulting in flight suspensions and increased fares.

While associated with the challenge was high cost of operation due to rising cost of jet fuel prices and other operational costs, contributing to increased air ticket prices. And because of limited space and various role conflicts, there were constant rivalries between government agencies, such as FAAN and NCAA, hindering effective collaboration and oversight with incessant noncompliance issues, especially from some private jet operators operating chartered services without proper licenses, and rendering consumers liable to several abuses, poor treatment, including flight delays, cancellations, and lack of transparency in pricing, without any form of established protection.

However, with the assumption of Captain Chris Najomo as the Acting Director General of the Nigerian Civil Aviation Authority (NCAA), all these have changed.

A man determined, like William Blake, not to resolve all contradictions but to live with them and rise above them, Captain Chris came with the Midas touch of positive solutions.

Mindful of the challenges, Capt. Najomo set out first to address the lingering infrastructural deficit, thereby upgrading the Federal Airports Authority of Nigeria (FAAN) through the installation of airfield lighting systems at Murtala Muhammed Airport’s Runway 18R, reducing flight delays by 25%, coupled with the completion and commissioning of long-abandoned projects, such as the NCAA Regional Office in Port Harcourt and the Kano Regional Office, enhancing the NCAA’s operational capabilities.

The introduction of airport concessions in 2025, which saw the private sector into full participation in the modernization of the airport infrastructure, became the icebreaker leading to the rapid boost and enhancing operational efficiency, attracting significant investment, improving consumer experience.

It is noteworthy that Capt. Chris also implemented various measures aimed at instilling probity, accountability, and transparency into the regulatory dynamics of the Nigerian Civil Aviation Authority (NCAA), including the establishment of a Consumer Protection Directorate to address issues like flight delays and cancellations, and the Consumer Protection Portal to address passenger complaints and improve service quality, showcasing his commitment to consumer welfare, and expanding access and availability through the development of new airports, such as the Ogun Gateway Airport, which has since commenced commercial operations, marking a significant milestone in Nigeria’s aviation industry.
Another novel masterpiece is the implementation of various initiatives to enhance safety in Nigerian aviation, such as the establishment of the Flight Data Analysis Centre (FDAC) to detect anomalies and prevent safety challenges, as well as the prompt implementation of aircraft entry policy to allow smaller airlines to operate with fewer aircraft, fostering competition and growth.

A forward-thinking administrator, Captain Najomo also recertified two notable international airports, namely the Murtala Muhammed International Airport (MMIA) and Nnamdi Azikiwe International Airport (NAIA), thereby bringing to an end over 160 compliance issues, and demonstrating Nigeria’s capacity, leadership, and commitment to global safety standards.

These reforms, and the filling in of infrastructural gaps, have not just greatly added value to the sector but have become a springboard of attraction, building confidence, ensuring reliability, and bringing in many foreign direct investments, including public-private partnerships (PPPs), which are presently relentlessly driving inclusivity and growth in the aviation sector.

The various citizen-centred concessional arrangements include terminal concessions at major airports and Build-Operate-Transfer (BOT) models and arrangements for cargo terminals and maintenance hangars.

While improving the overall efficiency, safety, and competitiveness of Nigeria’s aviation sector, the various reforms also aim at repositioning the sector for formidable growth and development, enabling it to contribute not less than 2.5% to Nigeria’s GDP by the end of this year and supporting the employment of over 200,000 youths, while also stabilizing the finances of the sector through the “no pay, no service” policy, compelling airlines to settle their debts to the NCAA, significantly improving the agency’s financial health, and establishing a culture of collaboration and understanding between management and workers, leading to increased productivity and efficiency in the aviation sector.

Through the superlative resounding performance of Captain Chris Najomo, through sound and articulate demonstration of leadership and dedication, he has made positive impact on the Nigerian aviation sector, prioritizing safety, consumer protection, and regulatory excellence, thereby justifying the trust of Mr. President, and proving once again Mr. President’s efficiency and capacity for placing a square peg in a square hole, and getting the right people for the job, not necessarily out of sentiments but based on merits, innovation, and results.

There is no doubt that the NCAA is getting it right. More than right in Captain Chris Najomo’s agency, demonstrating team spirit, cohesion, unity of purpose, appreciation, and assimilation of the leadership of their MD, while positively aligning with the Renewed Hope Mandate of the Civil Aviation Sector for the overall growth of the economy and national development sustainability.

*Ado writes from Lugbe, Abuja.

APPRAISING DANTSOHO AND HIS PORTS MANAGEMENT STRATEGY By Joseph Onwe

APPRAISING DANTSOHO AND HIS PORTS MANAGEMENT STRATEGY

By Joseph Onwe

Nigeria is experiencing rapid change anchored on the Renewed Hope Initiatives of the transformational leadership of President Bola Ahmed Tinubu.

Associated with the pragmatic leadership which is bringing about systemic and generalized changes in all facets of national life and all sectors of the economy, is the superlative positive volte-face experienced at the Nigeria Ports Authority (NPA), under the distinguished visionary directives of Dr. Abubakar Dantsoho.

Surmounting several challenges, which before now militated against the overall efficiency and competitiveness of Nigerian ports, consequently resulting in a decline in trade and economic growth, notably infrastructural deficits due to aging port infrastructure and inadequate facilities, traffic congestion and gridlock on the main access roads leading to the ports, and inadequate truck handling systems leading to delays and increased costs, and a growing endemic corruption and inefficiency, with the poor management of empty containers adding to environmental risk and avoidable health risks, Dr. Dantsoho’s sagacity has led to the implementation of various initiatives.

With several years of outstanding, strong, and unwavering focused leadership, Dr. Dantsoho has demonstrated effectively his desire to actualize strategic action plans and consider key factors for a robust and effective transformation of the Nigeria Ports Authority.

An apostle of clear goals and objectivity, his well-defined, measurable, and achievable goals align with President Tinubu’s vision and mission as encapsulated in the Renewed Hope Mandate.
An effective result-oriented leader, his devoted inspiration, motivation, and guidance has stimulated collaboration and a strong team spirit, thereby enhancing the achievement of strategic objectives.
His objective involvement and buy-in from relevant stakeholders has notably transformed the ports into a positive beehive of economic activities and sustainable growth.

A devoted administrator with several decades of selfless and productive service to the nation, Dr. Dantsoho’s adequate and efficient allocation of financial, human, and technological resources to support strategic initiatives has gained him the respect and admiration of all.

To further entrench the spirit of excellence and reliability, Dr. Dantsoho introduced result-based Performance Metrics and Accountability indicators which hold employees accountable for results.
Known for his effective communication, the introduction of regular tracking of progress, identification of deviations, and adjustments to stay on course has aided the ports in responding to changing circumstances, such as market shifts or unexpected obstacles.

Dr. Abubakar Dantsoho’s leadership of the NPA represents resounding significant achievements through strategic initiatives which have transformed the agency and improved the efficiency of port operations.

An intentionally committed administrator, Dr. Dantsoho’s leadership is indeed modernizing port infrastructure, promoting trade facilitation, and encouraging private sector participation through public-private collaboration.

Notably poised to become a major player in the regional maritime industry, driving economic growth and development in Nigeria, Dr. Dantsoho since his appointment in July 2024 has remarkably improved the revenue of the NPA by 111%, from a low ₦424.2 billion in 2023 to an outstanding ₦893.6 billion in 2024, thereby reemphasizing remarkable growth and reechoing the testament of an effective management guru and strategic planner.

Through his systematic and forward-looking initiatives, Dr. Dantsoho has brilliantly transformed the NPA through consistent, comprehensive port modernization projects, including the reconstruction of the Tin Can Island Port Complex and the rehabilitation of other critical port infrastructure.

Dr. Dantsoho’s initiatives foster operational efficiency, reduce congestion, and increase cargo handling capacity.

Building on the new digital age, Dr. Dantsoho through his ingenuity introduced a robust Port Community System (PCS) and National Single Window (NSW) to streamline port operations, reduce bureaucracy, and eliminate corruption.

These digital platforms have improved the efficiency of cargo clearance and enhanced transparency, recording an upbeat increase in cargo throughput, with a 45.1% growth in cargo traffic and a 9.7% increase in container throughput.

This growth is attributable to improved operational efficiency and enhanced trade facilitation initiatives.

Dr. Dantsoho’s leadership has attracted wide accolades and recognition regionally and internationally, earning him election as the President of the Port Management Association of West and Central Africa (PMAWCA) and Vice President of the International Association of Ports and Harbors (IAPH), a recognition that underscores his commitment to promoting regional cooperation and best practices in port management.

Through his leadership of the strategic forum, he prioritized the implementation of various trade facilitation initiatives, including the automation of port operations and the introduction of electronic payment systems, thereby reducing transaction costs and fostering an admirable business ambience; this, coupled with infrastructural development, including the construction of new ports and the rehabilitation of existing ones, has decidedly increased port capacity and improved operational efficiency.

Dr. Dantsoho has launched initiatives that aim at encouraging private sector participation in port operations, including the development of new terminals and logistics facilities, with the intention of leveraging private sector expertise and investment to enhance port efficiency and competitiveness.

Indeed, Dr. Abubakar Dantsoho as the Managing Director of the Nigeria Ports Authority (NPA) has demonstrated proficiency and genuineness in his strategic action plans and the management of the ports, attracting public interest and appreciation, and proving what happens when productivity and success meet the right person.

Onwe is a public affairs analyst based in Abuja.

Olusegun Alebiosu’s Leadership Questioned as Fraud Scandals Rock First Bank

…Cases of Customers’ Funds Illegally Accessed Become Worryingly Frequent in First Bank

Banking thrives on trust — depositors rely on their banks to safeguard their money, while banks are expected to put robust measures in place to uphold that trust. However, in the case of First Bank under the leadership of Managing Director Olusegun Alebiosu, that trust appears to be eroding fast.

Once regarded as a financial fortress, First Bank is now facing allegations of rampant fraud, with both internal and external perpetrators reportedly having unfettered access to customer accounts. The situation has raised alarm across the industry, as fraud incidents within the bank have become increasingly frequent since 2024 — the very year Mr. Alebiosu took over.

First Bank, Nigeria’s oldest bank, has historically enjoyed a reputation built on customer loyalty and decades of reliability. But that image has been badly tarnished in recent months. According to industry watchers, the level of fraudulent activity is unprecedented, with some linking the escalation directly to lapses in the bank’s current management structure while some were of the notion that it is due to the incompetence of those at the helms of the bank affairs.

There has been so many issues with unauthorised transfer of deposit and withdrawal associated with the bank in recent times. This write up will be mentioning two of such incidents; one of such is the case of a customer whose video was posted on social media sometimes in July when she stormed a branch of First bank in Ibadan, Oyo State after her savings of N949,000 vanished from her account. In the video the distraught depositor was heard saying that her account was emptied without any form of notification like sms alert or email and while they were told to exercise patience the branch manager invited policemen to come and arrest them.

Similar incident is that of Charles Mary, a struggling entrepreneur, who is a customer of the bank. According to her a client paid a certain amount into her account on Friday 18th July, meant to execute the supply of certain materials, she decided to withdraw some money to pay for some of the materials needed through the First Bank ATM machine in Opebi around 5pm of the same day.

She explained that the ATM machine of First Bank at that branch did not dispense and she removed her card after few seconds and to her surprise she started receiving alerts while still in the vicinity of the bank.

To her surprise her account was not debited the amount she hope to withdraw from the ATM, instead debit alerts of five hundred thousand (500,000), two hundred thousand (200,000), ninety nine thousand (99,000) and fifty thousand (50,000) naira were received, without her compromising her account details in any form.

Findings revealed, it has become a pattern in First Bank, as customers details are exposed to activities of fraudsters, going by recent occurrence, many staffs of the bank are found to be working with these set of people.

Investigation shows two patterns that the fraudsters have been employing, the first style is that where alerts are not sent during and after the act, while the second is the illegal transfers and deduction being effected after closing of work on Friday so any action will wait till Monday since financial institutions don’t work on weekends.

While some customers are abandoning their account after transferring to other banks, some believed the bank will soon get it right. For many customers that are still holding on, the question on their minds remains: Can First Bank under Olusegun Alebiosu still guarantee the safety of their money?

JIM OVIA NAMED DOYEN OF THE NIGERIAN BANKING INDUSTRY AT THE NGX CLOSING GONG CEREMONY

Zenith Bank Plc‘s Founder and Chairman, Dr. Jim Ovia, CFR, accompanied by the bank’s Group Managing Director/CEO, Dame Dr. Adaora Umeoji, OON, on Tuesday, October 14, 2025, carried out the prestigious closing gong ceremony at the Nigerian Exchange (NGX), marking a significant milestone in the bank’s continued partnership with the capital market and the official closing of the trading day. The ceremony highlights Zenith Bank’s strong relationship with the NGX and its commitment to transparency, accountability, and bolstering investor confidence.

While speaking at the Nigerian Exchange, Dr. Umeoji expressed her delight in participating in the closing gong ceremony, acknowledging the NGX’s visionary leadership and innovative initiatives. “We are delighted to be here today to perform the closing gong ceremony – a symbol of shared progress and enduring partnership,” Dr. Umeoji said. “The NGX’s leadership has been very creative and innovative, and their electronic trading platform – X-stream played a pivotal role in the success of our recapitalization exercise, which achieved a 160% subscription. The bank’s stock price has doubled since the recapitalization exercise, from N36.50 per share to N68. Zenith Bank has also reported impressive financial results for the Half Year (H1) of 2025, becoming the most profitable bank in Nigeria and paying the highest dividend in the industry for the half year.”

“We are committed to creating value for our stakeholders and will continue to partner with the NGX to boost the Nigerian economy,” Dr. Umeoji added. “Our expansion strategy is focused on following our customers’ businesses and ensuring that we go to countries and economies where we can scale and provide more returns for our shareholders.”

She stressed that the bank plans to make good on its promise of being investors’ delight by paying quantum dividends to its shareholders by year end. According to her “For us in Zenith, we are looking forward to paying more based on the confidence the market reposed on us. We are working assiduously to ensure that we do not disappoint the Market. We are going to continue to be the investors’ delight, and we assure the market that we would continue to pay enhanced dividends come end of the year.”

Also commenting, the Director General of the Securities and Exchange Commission (SEC), Dr. Emomotimi Agama emphasised the role of the NGX in creating value in the Nigerian economic space. He said, “I want to thank you all for making the market what it is. Without you, the market wouldn’t have seen the leap that it has achieved in the last one-and-half year. I spoke earlier that at my assumption of office, market capitalization stood at N55 trillion, today it is hovering around 89 trillion and 93 trillion. That was not done by a spirit, it was done by you. Your ability, tenacity, courage, vision and transparency have moved the market where it is. Our vision is that by next year, we will have the market at 200trn.”

The Doyen of the NGX, Alhaji Rasheed Yusuf while giving his remarks, lauded the Founder & Chairman, Zenith Bank Plc, Jim Ovia, CFR for his vision and leadership. He ended by referring to him as the “Doyen of the Commercial banking sector”.

Zenith Bank remains committed to creating long-term value for its stakeholders while driving economic development in Nigeria. As the bank continues on its growth trajectory, it has its sights set on global expansion. The bank intends to strategically leverage the capital raised from the Market to enhance its scalability and deliver enhanced services to its valued customers.

The Bank’s track record of excellent performance has continued to earn the brand numerous awards, including being recognised as the Number One Bank in Nigeria by Tier-1 Capital for the sixteenth consecutive year in the 2025 Top 1000 World Banks Ranking, published by The Banker and “Nigeria’s Best Bank” at the Euromoney Awards for Excellence 2025. The Bank was also awarded Bank of the Year (Nigeria) in The Banker’s Bank of the Year Awards for 2020, 2022 and 2024; Best Bank in Nigeria from 2020 to 2022, 2024 and 2025, in the Global Finance World’s Best Banks Awards; Best Bank for Digital Solutions in Nigeria in the Euromoney Awards 2023; and was listed in the World Finance Top 100 Global Companies in 2023.

Further recognitions include Best Commercial Bank, Nigeria for five consecutive years from 2021 to 2025 in the World Finance Banking Awards and Most Sustainable Bank, Nigeria in the International Banker 2023 and 2024 Banking Awards. Additionally, Zenith Bank has been acknowledged as the Best Corporate Governance Bank, Nigeria, in the World Finance Corporate Governance Awards for four consecutive years from 2022 to 2025 and ‘Best in Corporate Governance’ Financial Services’ Africa for four consecutive years from 2020 to 2023 by the Ethical Boardroom.

The Bank’s commitment to excellence saw it being named the Most Valuable Banking Brand in Nigeria in The Banker’s Top 500 Banking Brands for 2020 and 2021, Bank of the Year 2023 to 2025 at the BusinessDay Banks and Other Financial Institutions (BAFI) Awards, and Retail Bank of the Year for three consecutive years from 2020 to 2022 and 2024 to 2025 at the BAFI Awards. The Bank also received the accolades of Best Commercial Bank, Nigeria and Best Innovation in Retail Banking, Nigeria, in the International Banker 2022 Banking Awards.

Zenith Bank was also named Most Responsible Organisation in Africa, Best Company in Transparency and Reporting and Best Company in Gender Equality and Women Empowerment at the SERAS CSR Awards Africa 2024; Bank of the Year 2024 by ThisDay Newspaper; Bank of the Year 2024 by New Telegraph Newspaper; and Best in MSME Trade Finance, 2023 by Nairametrics. The Bank’s Hybrid Offer was also adjudged ‘Rights Issue/ Public Offer of the Year at the Nairametrics Capital Market Choice Awards 2025.

Inflation drops to 18.02% in six-month streak

Nigeria’s headline inflation rate eased to 18.02 per cent in September compared to 20.12 per cent in August 2025, indicating the sixth consecutive month of deceleration in inflation.

This was disclosed by the National Bureau of Statistics in the latest Consumer Price Index published on Wednesday. This also marked the first time in three years that inflation had fallen below the 20 per cent threshold.

The rebasing of the CPI has been a driver of the decline in inflation this year, which has resulted in the first rate cut by the Monetary Policy Committee of the Central Bank of Nigeria in years. The sustained dip in inflation supports the projection by economists that the MPC may still cut the benchmark rate.

According to NBS, the September 2025 headline inflation rate decreased by 2.1 per cent compared to the previous month. On a year-on-year basis, the headline inflation rate was 14.68 per cent lower than the rate recorded in September 2024 (32.70 per cent), marking a decrease compared to the same month in the preceding year.

However, on a month-on-month basis, the food inflation rate in September 2025 was -1.57 per cent, down by 3.22 per cent compared to August 2025 (1.65 per cent). The decrease can be attributed to the rate of decrease in the average prices of maize (corn) grains, garri, beans, millet, potatoes, onions, eggs, tomatoes, fresh pepper, etc.”

Core inflation, which is all items less farm produce and energy, stood at 19.53 per cent in September 2025. On a year-on-year basis, it declined by 7.9 per cent when compared to the 27.43 per cent recorded in September 2024.

On a month-on-month basis, the core inflation rate was 1.42 per cent in September 2025, down by 0.01 per cent compared to August 2025 (1.43 per cent). The average 12-month annual inflation rate was 22.39 per cent for the 12 months ending September 2025, which was 3.25 percentage points lower than the 25.64 per cent recorded in September 2024.

Urban inflation inched up month-on-month by 0.25 per cent to 0.74 per cent from 0.49 per cent in August. However, on a year-on-year basis, it stood at 17.50 per cent, which is about 17.63 percentage points lower compared to September 2024.

The rural inflation rate in September 2025 dipped on a yearly and monthly basis. It stood at 18.26 per cent (yearly) and 0.67 per cent (monthly).

At the state level, the headline inflation rate on a year-on-year basis was highest in Adamawa (23.69 per cent), Katsina (23.53 per cent), and Nasarawa (22.29 per cent), while Anambra (9.28 per cent), Niger (11.79 per cent), and Bauchi (12.36 per cent) recorded the lowest rise in headline inflation on a year-on-year basis. On a month-on-month basis, however, NBS said the highest increases were recorded in Zamfara (9.36 per cent), Adamawa (8.15 per cent) and Nasarawa (7.49 per cent), while Niger (-8.14 per cent), Oyo (-5.56 per cent) and Bayelsa (-4.61 per cent) recorded a decline.

Year-on-year, food inflation was highest in Ekiti (28.68 per cent), Rivers (24.18 per cent), and Nasarawa (22.74 per cent), while Bauchi (2.81 per cent), Niger (8.38 per cent), and Anambra (8.41 per cent) recorded the slowest rise. On a month-on-month basis, food inflation was highest in Zamfara (15.62 per cent), Ekiti (12.77 per cent), and Sokoto (12.55 per cent) and lowest in Akwa Ibom (-12.97 per cent), Borno (-12.95 per cent), and Cross River (-10.36 per cent).

Ahead of the release of the inflation data, the Senior Research Analyst at FXTM, Lukman Otunuga, had projected an easing in the inflation to 18.8 per cent.

He had pegged his projection on “A combination of softer food prices and a strengthening naira may have tamed price pressures. Further signs of cooling price pressures may pave the way for further rate cuts by the CBN in November to stimulate economic growth.”

The experts at Arthur Steven Asset Management also affirmed the sentiments that the MPC may cut rates at its last meeting of the year, saying, “Nigeria’s inflation eased to 18.02 per cent in September, marking the sixth consecutive month of decline following the 50 bps MPR rate cut in September. The sustained disinflation trend strengthens expectations of a possible further rate reduction at the next MPC meeting in November.”

AIICO Capital, in their Inflation Watch, said that the decline in inflation reflects the positive impact of recent government policy reforms.

“Notably, the Consumer Price Index was rebased earlier in the year to a new 2024 base year with an updated basket of goods, contributing to the sustained moderation in inflation. In addition, energy prices and the FX rate have remained stable, with the naira appreciating by 2.9 per cent in September 2025, its strongest level in 15 months. Encouragingly, both annual and monthly inflation have trended downward, easing immediate price pressures.

“Furthermore, following the Monetary Policy Committee’s decision to cut the benchmark interest rate by 50 basis points to 27 per cent in September, the sharp decline in inflation, now approaching the 15 per cent budget benchmark, signals the possibility of further rate cuts in the Monetary Policy Rate before year-end. However, sustaining lasting price stability will require consistent policy discipline, strengthened food security measures, and continued stability in energy prices to guard against renewed volatility.”

– Punch

Senate Set to Screen new INEC Chairman, Amupitan Today

The Senate will today (Thursday) screen Prof. Joash Ojo Amupitan for the position of Chairman of the Independent National Electoral Commission (INEC).

The announcement was contained in a circular issued on Wednesday by the Director of Information for the Senate, Bullah Audu Bi-Allah, and made available to journalists in Abuja.

The development comes barely 24 hours after President Bola Tinubu’s letter seeking the speedy confirmation of Amupitan was read on the Senate floor by the President of the Senate, Godswill Akpabio.

The circular read in part: “The Office of the Secretary, Research and Information wishes to notify members of the press and the general public that the Senate will on Thursday, 16th October, 2025, conduct the screening of the nominee of President Bola Tinubu, Prof. Joash Ojo Amupitan, as INEC Chairman.

“The exercise is scheduled to hold at the Senate Chamber, National Assembly Complex. Members of the Senate Press Corps are kindly requested to provide their usual media coverage and support to ensure adequate dissemination of information to the public. Similarly, television stations are expected to extend the usual courtesies of providing live coverage of the event.”

Amupitan’s nomination, which followed last week’s endorsement by the National Council of State, marks a significant transition for the electoral body following the exit of Prof. Mahmood Yakubu after a decade at the helm of INEC.

In his letter to the Senate, Tinubu stated that the appointment was made “in line with Section 154 (1) of the 1999 Constitution (as amended)” and urged lawmakers to grant it their “usual expeditious consideration.”

“I am pleased to present for confirmation by the Senate the appointment of Professor Joash Amupitan, Senior Advocate of Nigeria, as Chairman of the Independent National Electoral Commission,” the President wrote.

Amupitan’s nomination comes at a politically sensitive time, with renewed debates over INEC’s independence and credibility following contentious post-election reviews.

While the Presidency described him as “an apolitical figure of impeccable integrity,” opposition parties and civil society groups have urged the Senate to ensure a transparent and rigorous confirmation process.

Today’s screening is expected to be closely watched nationwide, as it will set the tone for electoral reforms and test the administration’s commitment to credible polls ahead of the 2027 general elections.

Meanwhile, the Northern Nigeria Minorities Group has warned against attempts by individuals and interest groups to ethnicise Amupitan’s appointment.

In a strongly worded statement issued in Kaduna on Tuesday and signed by its Convener, Chief Jacob Edi, the group expressed concern over what it described as “divisive commentaries and social media tirades” questioning President Tinubu’s choice of the Kogi-born scholar.

Edi noted that Amupitan, an indigene of the Okun ethnic group in Kogi State, represents one of the minority nationalities in northern Nigeria and that his appointment should be celebrated rather than politicised.

“We view with consternation the ongoing attempts by certain individuals and interest groups to ethnicise the nomination of Professor Joash Ojo Amupitan, SAN, as Chairman of the INEC,” Edi said.

“For the avoidance of doubt, Professor Amupitan is an Okun man from Kogi State, one of the minority ethnic nationalities in Northern Nigeria. There are 19 states in the North, each richly diverse and unique, none superior to another by tribe, tongue, or faith.”

He expressed concern that “some self-styled northern voices” were portraying the President’s decision as an act of ethnic preference, describing such a narrative as “false, dangerous, and inimical to national unity.”

Edi, who also holds the title of Kakaki Basanghe, noted that this is the first time in 65 years—since the establishment of a statutory electoral commission in 1959—that someone from a northern minority group has been appointed to lead the nation’s electoral body.

“In all these decades, no northern minority group has ever questioned the decisions of successive Heads of State or Presidents to appoint individuals they felt comfortable working with, even when the North-West and North-East held the position consecutively for 15 years,” the statement added.

The NNMG urged Nigerians to recognise northern minorities as equal stakeholders in the Nigerian project and to desist from questioning their appointments to national offices.

Edi lamented that the “unfortunate trend” of delegitimising northern minority appointments began during the administration of former President Olusegun Obasanjo, when such appointments were derisively dismissed as “not northern enough.”

“The current ethnicisation of Professor Amupitan’s appointment is a direct continuation of that ugly and retrogressive trend, and it must stop,” he declared.

The group stressed that the North should not be defined by ethnicity but by inclusiveness and diversity, warning that those peddling divisive narratives were “the real enemies of national unity and progress.”

It further outlined four key points, asserting that the backlash over Amupitan’s appointment exposes a long-standing prejudice against northern minorities.

“This jejune narrative underscores our growing concern that some of our northern colleagues continue to perceive northern minorities merely as fillers of demography, unworthy of the privileges and recognition that come with our place in the federation,” it stated.

“Such thinking is antiquated, divisive, and inimical to the spirit of modern governance.”

According to the NNMG, 65 years after independence, Nigeria should be guided by competence, integrity, and capacity rather than ethnic considerations.

“The appointment of Professor Amupitan should be celebrated as a bold step toward inclusivity, equity, and meritocracy. These are values that must be internalised if we are to strengthen our democracy,” the statement added.

While commending President Tinubu for “recognising the diversity of the North,” the group said the President deserves credit for giving all constituent groups in the region a sense of belonging through his recent appointments.

Edi cautioned that further attempts to polarise the country along ethnic or sectional lines would only undermine democratic development.

“We urge political actors, commentators, and citizens alike to rise above petty identity politics and focus on building institutions that work, irrespective of who heads them. The time for ethnic arithmetic is over. The era of competence, fairness, and national responsibility must begin in earnest,” he said.

The group also maintained that northern minorities play a crucial role in stabilising the Nigerian federation, noting that collectively they represent “the real majority” that continues to believe in the unity and progress of the nation.

“We must reiterate, without ambiguity, that northern minorities collectively constitute the true stabilising force of this federation — and when placed together, we are not just minorities; we are the real majority that believes in the unity and progress of Nigeria,” Edi said.

He concluded by calling for an end to the politicisation of national appointments and urged Nigerians to rally behind Professor Amupitan as he prepares to lead the electoral commission.

“Let competence and fairness, not ethnicity, define our national discourse. The success of Nigeria’s democracy depends on it,” Edi added.

– Punch