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FIRSTBANK PARTNERS WITH JUNIOR ACHIEVEMENT NIGERIA (JAN) TO HOST NATIONAL STUDENT ENTREPRENEURSHIP COMPETITION
Junior Achievement Nigeria’s (JAN) annual flagship event, National Company of the Year Competition (NCOY) will be taking place Thursday, 3rd October 2019. With the theme “Activating Disruptors”, this annual event brings the JA Company Program winners of our Regional Competitions together to compete for the National Company of the Year Award sponsored by First Bank of Nigeria Limited. The winners will represent Nigeria against fellow JA Africa companies for the title of 2019 JA Africa Company of the Year set to hold in Ghana.
At NCOY, JA student companies present the results of their enterprise before a panel of independent judges. Participants must present the business achievements as a whole and each team member’s contribution. For a team to win this award, it is not sufficient just to run a financially successful JA company or create an exciting product/service. They must also demonstrate an understanding of why the company performed as it did. Judges also look for evidence of innovation in all aspects of a company’s operations. Students also present an Annual Report and host a Trade booth display.
The competition will be judged by Awuneba Ajumogobia, Non-Executive Director, UACN Property Development Company; Eloho Gihan-Mbelu, CEO, Endeavor Nigeria; Kehinde Olateru, CEO, Crenet TechLabs; Ibukun Akinola, Co-founder, Piggyvest.
According to JAN’s Executive Director, Mrs. Simi Nwogugu; “The National Company of the Year Competition 2019 is an opportunity for us to showcase the depth of potential that lies within these young minds and Junior Achievement Nigeria’s role in grooming the next generation of leading entrepreneurs. We thank First Bank of Nigeria Limited for sponsoring the NCOY competition for three consecutive years, a partnership we are pleased to reckon with, whilst contributing to the continued growth and development of the country. This is a call-to-action for corporate stakeholders, teachers, youths, entrepreneurs and all who support the cause of empowering youths to becoming not just leaders, but conscientious leaders leading a vibrant economy.”
Expressing her delight on FirstBank’s support and participation in the activities of Junior Achievement Nigeria, especially its National Company of the Year (NCOY), the Group Head, First Bank of Nigeria Limited, Folake Ani- Mumuney said” We are pleased to identify with JA Nigeria, especially on its giant strides at encouraging entrepreneurship amongst secondary school students in the country. With innovation and invention being essential at promoting opportunities for growth and development in the fast-changing world, the NCOY remains a platform to strengthen the intellectual development of young people in the society”.
About Junior Achievement Nigeria
Junior Achievement Nigeria (JAN) is part of Junior Achievement Worldwide (JAWW), the world’s largest and fastest-growing non-profit economic education organization with a 120-country network. Since inception in 1999, JAN has reached over 970,000 students in over 20,000 classrooms in all the 36 states across the country and the FCT through over 4000 volunteers. As part of a global network, JAN is able to leverage resources and expertise to deliver localized cutting-edge experiential programs built on JAWW’s three pillars of work readiness, entrepreneurship and financial literacy, to in- and out-of-school youth ages 5 to 27 free of charge.
How Police and Judiciary frustrate 13 Years Old JSS1 Boy Raped in Kano from getting justice
It was a hot afternoon on Wednesday, June 5. The scorching sun bore no mercy on Haruna Dauda as he worked on hides in a micro industry located at Umar Babura road, Bompai, Kano.
While work was ongoing, Mr Dauda’s phone rang. He said he ignored the call first time, then later answered the call.
It was a distress call from his family.
“I relaxed, listening to her, she said you have to come back home. There’s a problem. Mustapha was brought back home, faeces is coming out from his anus uncontrollably; he was raped; his clothes were damaged by the faeces. We locked him inside a room because he is behaving abnormally and trying to flee,” Mr Dauda recounted the distress call to PREMIUM TIMES.
The 13-year-old Mustapha, a JSS 1 student, was the victim of the rape.
On getting home, Mr Dauda arranged for the teenager to be taken to the hospital. The hospital requested that the police must be involved before any treatment.
“I took the case to the police. The suspect identified as Aliyu Saminu lives in the same community. He was arrested and subsequently interrogated at the State Criminal Investigation Department (CID) where he made a confessional statement on how he was lured into the nefarious activity by other members of the society,” Mr Dauda, a resident of Kwajalawa-Zango community in Ungogo Local Government Area of Kano, told PREMIUM TIMES .
Charging the Suspect
After the arrest and interrogation, the suspect was charged before a Magistrate Court at Audu Bako Secretariat Complex on August 13. But the case was not mentioned that day.
The case was first slated for hearing on August 20 but the session could not hold due to the absence of the judge. A new date, September 11, was then slated.
On September 11, the court session could also not hold due to the judge’s absence. The court registrar again slated October 7 for hearing.
“With this prolonging of such kind of offence I doubt if at the end, justice would be served,” a frustrated Mr Dauda said.
He said his son has stopped going to school because of the trauma the incident caused him.
Rape Case
Mustapha’s case is not isolated. Recent statistics from the police have shown a growing trend of rape in Kano, a densely populated state in Nigeria’s North West.
The police in Kano said it recorded 80 cases of rape from January to August in 2019. In 2018, the figure was 105 and 334 in 2017. Rape victims are mostly young girls and women but also include boys like Mustapha.
The Sexual Assault Referral Centre in the state recorded a much higher figure than the police. The centre admits rape victims on self-referral, as well as from the police and other government agencies. The centre treats and counsels a minimum of 50 cases of rape and sexual assault monthly, an official told this reporter.
The head of Transparency and Development Information Initiative, a civic group, Ibrahim Garba-Maryam, faulted police investigation on rape cases in Kano. He said the process eventually leads to denial of justice for both suspects and victims.
Mr Garba-Maryam said rape cases are usually scuttled during police investigation. He added that the police deliberately waste time during investigation and sometimes try cases in wrong courts.
Mr Garba-Maryam, whose organisation works on justice for both the suspects and the victims, bemoaned the police’s attitude towards investigating rape cases. He said some of the police stations don’t go to the Sexual Assault Referral Centre for proper investigation before prosecuting the suspect, hence, rendering the evidences before the court incomplete.
“By remanding rape suspects for years without trial, they are also denied access to justice. Justice is for all. The government should also, consider compensating rape victims even when the suspect was convicted. This would reduce their trauma, because some of the victims became easy prey for rapists due to poverty or lack of education and other societal norms,” Mr Garba-Maryam said.
He said his organisation has taken up Mustapha’s case to give him support and ensure that justice is served.
Police Deny Wrongdoing
In his reaction, the police spokesperson in Kano, Abdullahi Haruna, denied any wrong doing in the handling of rape cases.
“Rape case is a criminal offence. The police station admits the case and must transfer it to Criminal Investigation Department (CID) for discreet investigation. The CID presides over the case and must not hold suspect within certain period of time, which we have to charge suspect to magistrate court for holding brief,” Mr Haruna said.
Mr Haruna also spoke on Mustapha’s case, suggesting that charging the accused to magistrate court, though improper, was only a first step.
“While we charged Mr Saminu (the suspect in Mustapha’s case) to magistrate court, the police legal department would later prepare a case diary and send to high court. Afterwards, the high court would take over the case from the magistrate court for proper hearing,” he said.
The case is, however, still at the magistrate court where the judge is yet to sit, indicating justice may still take a long time for Mr Dauda and his family.
The police spokesperson then explained how the police handle rape cases.
Mr Haruna said whenever a rape case is reported at a police division or post, the investigation commences immediately. While the victim is rushed to the hospital, he said, the police also launch a manhunt for the suspect.
“That’s how Mustapha’s case was treated,” he said.
“However, in a situation where the suspect is at hand, we obtain his statement at the division for preliminary investigation at the station.”
Mr Haruna said the case is then often transferred to the CID where it is handled by trained investigators.
He said this procedure was followed in Mustapha’s case.
“We’ve arrested the suspect, investigated the claims and charged the suspect to court, what more do you think we can do,” he asked rhetorically.
Trial in a wrong court
Section 14 of the Criminal Procedure Court (CPC) empowers the high court of a state to try and pass sentence on any offence authorised by law. Appendix A, Column six of the CPC provides that the high court of a state is the least court empowered to try rape cases.
As it is, Mustapha’s case is dragging in a court that lacks jurisdiction to preside over rape cases.
Worse still, the teenager’s family could not afford the services of a lawyer. The case is currently being handled by police prosecutor.
A Kano-based lawyer, Rabiu Rijiyar-Lemu, argued that the case should be charged to the right court to access justice.
“Court jurisdiction is paramount in accessing justice. The jurisdiction of court in any criminal case is fundamental.
“Without the jurisdiction, the proceedings of the court no matter how beautiful is tantamount to nullity,” Mr Rijiyar-Lemu said.
“Basically, rape is a capital offence, and it’s categorically and unambiguously stated that capital offences are the jurisdiction of the High Court,” he said.
He said both Mustapha and Mr Saminu (the suspect) may be denied access to justice.
“The accused person may suffer indefinitely in prison custody, while the victim becomes frustrated with adjournments.”
The legal practitioner mentioned Section 283 of the penal code as the main law under which Mr Saminu would be tried.
The section reads, “Whoever has canal intercourse against the order nature with Man, Woman or Animal shall be punish(ed) with imprisonment of term which may extend to fourteen years and shall also be liable to fine.”
Why rape victims are denied justice – Centre
The Head of Counselling Unit, Sexual Assault Referral Centre (SARC), Kano, Halima BB-Farouk, said rape suspects get off the hook easily because of lack of proper investigation and medical confirmation.
Absence of these, she said, makes it difficult to prove the suspects’ guilt.
She said the reason some of the rape cases are still being delayed in court is probably because they did not pass through counselling and medical examination by the sexual assault centre domiciled at Emergency Section of the Murtala Muhammad Specialist Hospital Kano.
She also said the centre established in 2016 was meant to checkmate the rampant cases of rape in the state and assist victims to access justice in a court by using the medical reports issued by the centre. She said the centre has treated and counselled over 4,000 rape victims,
Mrs BB-Farouk added that the high rate of rape cases recorded in the state is alarming with 102 cases recorded in July. She said the least number of rape cases recorded in any month is 53.
“The statistics available with us indicate that 80 per cent of the rape suspect were house helps and the victims are foreign neighbouring nationals working in the state.
“Other suspects are members of the victims’ relatives who were trusted, as well as male parents who also rape their children,” Mrs BB-Farouk said.
She noted that their services are free and can be accessed at the centre.
“Preferably, male rape victims are advised to report the issue within four days, if not the penetrated area would return to its normal position which makes it difficult for medical examination to ascertain the truth about the claim. As for female, medical examination proves penetration even after a long time,” she said.
Investigation process denying victims justice – Chief Registrar
The Chief Registrar, High Court of Justice, Kano, Jamilu Suleiman, explained impediments that lead to delay in prosecution of rape cases.
He mentioned “the investigation by the police which requires medical confirmation, filling a case diary for upward transmission to the office of the Attorney General and obtaining original copy of the case diary from the police” as activities that “consume a lot of time” during rape trial.
“What judges need, is to have a medical report confirming penetration. The courts are ready to take evidences,” he said.
He also faulted the police for filing rape cases at the magistrate court.
He said rape cases, like armed robbery and murder, are to be tried at the high court because they are capital offences that cannot be entertained in a magistrate court.
Justice for Mustapha
It is not only Mustapha’s parents that are disturbed about the situation, his teacher at Government Day Junior Secondary School, Bara’atu Aliyu, said she is disturbed that the incident has compelled the teenager to stop coming to school.
“Definitely, as I speak to you he has to repeat class because there’s no way he can meet up with his mates in the school. The boy need to be compensated,” she said.
Mrs Aliyu also decried the high rate of unreported rape cases in the state.
She called on parents to report rape cases so as to expose the perpetrators.
For Mustapha’s father, the long road to get justice is wearing him down.
“I’m a labourer, living from hand to mouth. I don’t have the financial capability to withstand the shuttling around court and my working place,” he said.
“I suspected a suspicious movement from the officials, because the suspected rapist is a son of retired prisons official. I need the intervention of concerned citizens to help my son get access to justice,” a frustrated Mr Dauda said.
CASON 2019: Why Selfish Leaders Can’t Lead Tomorrow’s Church – Sam Adeyemi
Selfish lifestyles can no longer lead the way for tomorrow’s church. Leaders of the Church must model themselves into the right example for their members to follow, says Sam Adeyemi, Senior Pastor, Daystar Christian Centre.
Adeyemi made the statement in Lagos Wednesday September 25 as lead speaker at the 2019 Conference of Church Administrators Society of Nigeria (CASON) tagged “Future of the Church and Church of the Future.”
Leading a triad of speakers, Adeyemi emphasised: “True and Christ-like leadership is the way forward for the Church and there is no better time than today to create the future we all want.
“If a pastor thinks and acts as though all the money of the church belongs to him and that he is better than everyone else in his church that is exactly how his members will think and behave in government and in other positions of influence.
“Prosperity promise without hard work is empty. As pastors, we must model and teach the right New Testament principles to our followers and Nigerians at large” Adeyemi said.
Author, Founder and Development Director of West Africa Theological Seminary, Dr. Gary S. Maxey who also spoke at the CASON Conference traced the growth of Christianity in Nigeria and concluded that Christians have made all Nigerians more prayerful and evangelistic, across all faiths.
He said that since the ‘Seduction of the Nigerian Church’ – an allusion to his latest book – it behoves the leadership of churches in Nigeria across all denominations to rid itself of corruption and empty prosperity preaching that has no basis in Christian theology.
“However, I believe strongly that the Nigerian Church is capable and must lead the charge to rid Nigeria of corruption” Maxey said.
One of Nigeria’s leading brand strategists and CEO, Alder Consulting, Mr. Leke Alder, also a guest speaker, said “The time is now for Christians to stop being lazy. If we all take our faith seriously, we must all become theologians and take New Testament Christianity as the only model for the future of the Church.
“God has since moved beyond picking only Levite priests to lead the Church. There is a reason Jesus recruited seafood entrepreneurs (and not priests of old) as His disciples. Therefore tomorrow’s Church must marry theology with commonsense and science. People will no longer leave their brains at home to listen to sermons in church.”
In his address, CASON President, Pastor Seyi Oladimeji, said: “The Church in Nigeria must chart a new path for the whole country in order to reverse this dangerous trend of youth restiveness, insecurity, infrastructural decay, unstable economy, ethnic and religious distrust, ambiguity in our educational system, unprecedented unemployment, increase in suicide rate and so on.”
Signed
DR. KUNLE HAMILTON
Media Director, CASON
Heritage Bank MD says credible ID Magt. will foster access to credit
MD/CEO, Heritage Bank, Mr Ifie Sekibo , has stressed the need for the federal government to work towards creating a credible and strong identity management towards expanding access to credit in the country.
Sekibo noting that while the Bank Verification Number (BVN) has been able to create a form of identification in the country, it has not been able to address some of the issues around identity management in the country. Speaking at the 2019 Annual Conference of Finance Correspondents Association of Nigeria (FICAN) at the weekend, the Heritage Bank MD noted that the ability of individuals to relocate from one place to another without notifying anyone was a major issue in access to credit.
Represented by divisional head, Strategy and Business Solutions, Mr Segun Akanji, Sekibo said the dearth of effective and standard identity management infrastructure made access to credit for the SMEs in Nigeria tough as banks only see unmitigated risks.
“I am talking about identity management challenge. That is the biggest collateral to lending and that is what is missing in this economy. The day banks can verify where you live, everybody will get loan with ease, because you cannot run away,” he stated. He explained that “the problem is this, I don’t know where you live.
The address of the company is not where you live. And you can wake up in FESTAC today, but tomorrow you move to Ajangbadi or Victoria Island. You don’t have to tell me. And that is a huge problem for banks.
“People take a loan from banks and change accommodation, run away to Ibadan and you cannot find them. That must change. But how do you do that? It is very simple. You lose all the benefits that is allocated to you as a person, the day you relocate like that, you are as good as dead.
“Like when you live abroad, once you misbehave with your identity, you cannot bank, your credit goes bad, you cannot go to hospital and everything else goes bad and you cannot do anything. So, you have a responsibility to yourself and the country that supports you to report yourself.
“There is no value in our identity management as we have it. So, it is not just about banks, it is about the holistic structure where there is no value to the person that each of us will represent. ”He gave instances about developed economies such as the US where if one changes accommodation, they must notify all relevant institutions that they deal with because of the inherent value in the system.
“Just like they do abroad, when you are changing accommodation, you will be the one going to your bank, hospital, everywhere, you will dedicate a day in a week until you go around to everyone and inform them of the address change,” he said.
“Why? There is value to where you live. That’s where your mail, pension, cheque comes. Everything attached to you comes to that address. So, there is value. We need to get to that and then no one will be needing collateral to get some minimum amount to do business.”
Sekibo also observed that although the banks had pushed the government to some form of identity management system through the bank verification number, BVN, it has not been enough to solve the problem of the identity constraining lending in the country.
“You can argue that the banks have driven the government to some identity management system through the BVN, but the problem is that the infrastructure that will keep everybody in the homes where they live and not just change is non-existent,” he said.
RUNTOWN REMINDS LAGOS THAT TRACE LIVE IS THE ULTIMATE MUSIC PLATFORM FOR ARTISTS TO SHOWCASE THEIR SKILLS
TRACE NAIJA hosted the kick off to Runtown’s “Sound God Africa Tour” with a special edition of TRACE Live on Wednesday 25th of September at the storied, Terra Kulture in Victoria Island, Lagos.
The concert was preceded by a cocktail hour where event partners Lord’s Gin, TomTom, Munch It and Pepsi treated event goers to drinks, snacks and candy. The cocktail hour also served as an interactive networking session with the industry insiders and Runtown fans alike mingled and made memories
Around 9:30pm Runtown hit the stage opening with his song, ‘Lucie’. Backed by a 10-piece live band the singer ran through hit after hit including, ‘Emergency’, ‘Lagos to Kampala’, ‘Pain Killer’, ‘Bend Down Pause’, ‘The Banger’, ‘Mad Over You’, and ‘Energy’. The audience was on their feet for the whole show, with Runtown providing an electrifying performance that solidified his authority in the Afrobeats space and served as the perfect launch for his upcoming LUSAKA city, “Sound God Africa Tour”.
TRACE Live, which has raised the bar for live music events in Lagos, has previously presented Omawumi, Flavour, Falz TheBahdGuy, Adekunle Gold, Tubaba, Wande Coal and Reekado Banks backed by live bands. The concert series is set to host two more acts before the year runs out. TRACE Live is presented in partnership with TRACE NAIJA, Bolanle Austin-Peters and Cabal Entertainment.
BBnaija 4: Tacha Evicted, While Mercy was given Strikes
Nigerian reality TV show Big Brother Nigeria has wielded the big stick on on the duo of Tacha and Mercy after the two had engaged in a shouting match earlier today.
Tacha was disqualified out-rightly from the show while her fight mate Mercy was given two strikes.
We will be keeping you posted on things…
Public Statement: Fidelity Bank Clarify Issue
Our attention has been drawn to the planned disruption of service and social media attacks on the Bank by a few outsourced staff who were recently recalled by their employers. The move, which is the handiwork of the outsourced staff who were on secondment to the Bank as Note Counters, is aimed at casting the Bank in bad light.
Their employers have confirmed to the Bank that their recall was conducted in line with their existing contracts and according to extant labour laws.
As a responsible financial institution, operating in Nigeria, Fidelity Bank is guided by the laws of the land. Whilst we are not against the right to lawful assembly, the planned actions directed at Fidelity Bank, by these misguided individuals, are clearly unwarranted and misdirected. We urge the public to disregard the falsehood and claims being circulated by them in the public domain.
Thank you.
Charles Aigbe
Divisional Head, Brand and Communications
FIRSTBANK TARGETS 500,000 AGENTS TO BOOST FINANCIAL INCLUSION
With a view to enhance financial inclusion across the country, First Bank of Nigeria Limited has announced its drive to get up to 500,000 operators on board its agent banking platform. This was disclosed at the opening ceremony of the 12th Annual Conference of the Chartered Institute of Bankers of Nigeria (CIBN) by FirstBank’s Chief Executive Officer, Dr. Adesola Adeduntan, who also served as the Chairman of the CIBN 2019 Conference Consultative Committee. The event was held in Abuja on 24 – 25 September 2019.
The CIBN conference themed: “the future of the Nigerian banking industry – 360o” had Professor Yemi Osinbajo, Vice President, Federal Republic of Nigeria as the Special Guest of Honour.
In his remarks, the Bank’s CEO said FirstBank would support all efforts to ensure effective financial inclusion in Nigeria.
According to Adeduntan “we have a very ambitious plan to appoint about 500,000 agents across the nook and cranny of our country and to ensure that banking facilities and services are made available to all Nigerians.”
He noted that the banking sector in Nigeria remained the primary partner to the government with regards to economic growth and development in the country. “If we do not utilise those opportunities and mainstream them properly, the country and the entire economy will be left behind,” Adeduntan stated.
In 2017, FirstBank launched its agent banking network; ‘Firstmonie Agent’, described as its ‘Human ATM’. The Firstmonie Agents are empowered to extend access to finance to all Nigerians, regardless of where they may be across the country. The Firstmonie Agents complement the Bank’s effort at reducing the unbanked in the country, whilst providing a handful of the Bank’s bespoke financial services, including; account opening; cash deposit; airtime purchase; bills payment; withdrawals and money transfer.
According to the Bank, FirstMonie Agents are usually owners of small businesses within communities with limited or no banking penetration. The Bank has an Agent Banking strength of over 31,000 Agents, spread across 98% of the country’s 774 Local Government Areas (LGAs).
Tomi Somefun Led Unity Bank Engulf in Multi-Million Naira ATM Fraud
The Maiduguri Zonal Office of the Economic and Financial Crimes Commission, EFCC, on Thursday, September 26, 2019 arraigned one Adam Kaka Adam before Justice Ibrahim Jauro of the Yobe State High Court, Damaturu, on one-count charge, bordering on criminal misappropriation to the tune of N11, 657, 500.00 (Eleven Million Six Hundred and Fifty-seven Thousand Five Hundred Naira).
Adam was a former Service Manager, in charge of Vault Room and Automated Teller Machine (ATM) in Unity Bank Plc, Damaturu Branch, Yobe State. Trouble started for him when the EFCC received a petition against him from his employer (Unity Bank Plc), alleging criminal misappropriation of the said sum, meant to be fed the ATMs of the branch which he is alleged to have dishonestly converted to his personal use.
The charge reads: “That you, Adam Kaka Adam, while being the Branch Service Manager with Unity Bank Plc, Damaturu, Yobe State, in charge of the Vault Room and Automated Teller Machines (ATM), sometime in 2017 at Damaturu, Yobe State within the jurisdiction of this honourable court and in such capacity dishonestly took the sum of N11, 657, 500.00 (Eleven Million Six Hundred and Fifty Seven Thousand Five Hundred Naira) only, being the property of Unity Bank Plc without its consent and with intention of permanently depriving it of the said sum and thereby committed an offence contrary to and punishable under Sections 286(1) and 287 of the Penal Code Law, Laws of Yobe State of Nigeria respectively.”
The defendant pleaded not guilty to the charge. Following his plea, prosecution counsel Khalid Sanusi prayed the court for a trial date and for the defendant to be remanded in prison custody.
Justice Jauro admitted the defendant to bail in the sum of N1million with two sureties in like sum and adjourned the matter to October 15, 2019, for the commencement of trial.
